Get your proposal.

Fill out the form below and we'll have a proposal back to you quickly. The whole process typically takes 3–4 weeks from first submission to first funding. Exact timing depends on how quickly each of your payers processes its EFT change.

Takes about 3 minutes. We respond within one business day. Check your inbox (including spam) for our reply.

All funding subject to eligibility and underwriting review. Full details.

Full name

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Work email

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Phone (optional)

Company name

Please enter your company name.

What best describes you?

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Annual billing revenue

Please enter a number greater than 0.

Average reimbursement time

Please enter a number of days between 1 and 1,000.

Roughly how many days payers take to pay you — sometimes called DSO or days in AR.

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How it works

1

Submit this form

Tell us the basics about your organization and billing volume.
2

Complete your application

You'll get an email with a link to our secure application portal. Upload a few documents, and our team gets to work building your terms.
3

Our team reviews your application

A dedicated underwriter reviews everything, reaches out if anything's missing, and works with you until your terms are ready.
4

Get a proposal

When your terms are ready, you'll see your advance rate alongside a Life Under Thrivory analysis showing what same-day funding would have looked like over your last two years of claims.
5

Switch your payers and go live

Once you accept, your contract is signed digitally. We open your collections account and prepare each payer's EFT change. As each payer switches over, its claims become eligible, and you can take your first advance.

Get your proposal.

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